Business Auto Liability

An important safeguard for your business is auto liability insurance. If an employee is sued following a serious accident in a car or truck you or your business owns, liability insurance helps protect your company’s assets.

Most states require Business Auto Liability Insurance. It helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or their property is damaged. A minimum amount of commercial auto liability insurance (or proof of financial responsibility) may be required in most states. Some states may also require underinsured motorist and uninsured motorist coverage. This protects you when the at-fault driver is unable to pay the total cost. Collision or comprehensive insurance is often optional.

As far as how much commercial auto liability coverage is needed there are no clear rules around how much business auto coverage is required. Some carriers require at least $100,000 commercial auto liability coverage per vehicle, with a recommended minimum of $500,000 up to a maximum of $1 million.

Who needs commercial auto liability insurance? You need this protection if

Your business owns, leases or rents any vehicles

Employees drive company-owned, leased or rented vehicles

Employees drive their own vehicles while conducting business

You or your employees drive company cars for both business and personal use

Liability Services

Take a look at our various liability insurance packages. From medical malpractice to cyber security and much more we are here to protect you and/or your business from fault.

Commercial Insurance

Protect your business from unforeseen circumstances with our various commercial insurance options. See how we put your mind at ease by being proactive rather than reactive.

Employee Benefits

Your employees are the core of your business and they look to you for protection in times of misfortune. See how we can help you protect your most valuable assets.